Improve the Morale of Your Employees
Providing benefits can improve employee satisfaction and morale, which can lead to higher levels of engagement, productivity, and loyalty.
Streamline Your HR, Focus on Growth
Tax Law Changes Help You Grow Your Business |
Getting benefits for your employees does not need to be expensive at all. We can help business owners with fewer than 50 employees offer benefits, giving them an advantage over their competition with a happier, more productive, focused staff. And the best of all: with minimal effect on your budget!
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Who We Are
Established by Jesus and Norma Bustillos, Plans 4 Life has always been about serving and helping the local community. We provide Health and Life insurance to individuals, families, and employers, along with tax filing and business consulting. With our fantastic team, we work to improve the lives of the people of El Paso and beyond. We pride ourselves on offering the best customer service, local and available staff, 26+ years of experience in the industry, and individualized attention.
- Streamlined Operations
- Profit-Driven Focus
- Reduced Administrative Burden
- Enhanced Productivity
What are Group Benefits?
Understanding Group Benefits and Their Importance
A group health plan is an employee welfare benefit plan provided by an employer or employee organization that offers medical care to participants or their dependents. Most private sector health plans fall under the Employee Retirement Income Security Act (ERISA), which protects participants and sets conduct standards for fiduciaries.
The U.S. Department of Labor’s Employee Benefits Security Administration administers and enforces ERISA, offering consumer information and compliance assistance. For tax-related questions, contact the IRS. For provisions under the Public Health Service Act, reach out to the Center for Medicare and Medicaid Services. The Bureau of Labor Statistics provides data on employee benefit plans.
Attract and Retain Talent
A good benefits package helps attract and keep top talent. Employees seek more than just salary; they value satisfaction, quality of life, and a positive work environment.
Protect Your Most Important Asset
Employees are your key asset. Providing health protection for them and their families is a long-term investment that they will appreciate.
Offering group benefits is crucial for small-business owners.
What Your Business Can Reap
The Advantages of Offering Benefits to Employees
There are several studies that show offering benefits help the employer. Some examples are:
- Improve the Morale of Your Employees
- Retain High Value Employees
- Boost Company Growth
- Boost Company Growth
Increased Productivity
Healthy and happy employees are more likely to be productive and motivated in their work, leading to improved performance and better results for the company.
Retain High-Value Employees
Offering competitive benefits packages can help attract and retain high-quality employees, who are essential to the success of any business.
Reduced Absenteeism and Turnover
Benefits such as health insurance, paid time off, and retirement plans can reduce absenteeism and turnover rates, saving businesses time and money on recruitment and training costs.
The best customer service
Local and available staff
26+ years of experience in the industry
Individualized attention
#Workbenefits
Our Services
Comprehensive Solutions Tailored to Your Needs. We specialize in offering plans for the following:
Disability
We provide disability insurance to ensure financial stability for employees in case of an illness or injury that prevents them from working.
Health Insurance
Our health insurance plans offer comprehensive medical coverage to keep your employees healthy and protected.
Life Insurance
We offer life insurance policies that provide financial security for employees' families in the event of an untimely death.
Dental and Vision
Our dental and vision plans cover essential services, helping employees maintain their overall health and well-being.
Business Groups
We specialize in creating tailored benefits packages for business groups, ensuring that your team receives the coverage they need.
FAQ
Every household is different. There are many factors that determine the cost such as income, age and gender, just to mention a few. Talking to us is free!
Everyone could qualify for federal help. Call us for more details.
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There are life changes that will provide you with special registration period.
Immigrants who are classified as “qualified non-citizens” are generally eligible. Green card holders, refugees, and asylum seekers are examples of “qualified non-citizens.” Call us to know more. Hablamos español.
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Hear From Our Clients
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Worldwide Experience
We Always Try To Understand
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Work Benefits. El Paso, Texas. 2024